Locksmith Chick provides lock rekey, lock change, lockout, key replacement, and smart lock installation across Panama City, FL and the surrounding Bay County corridor — from St. Andrews to Millville. Get back into your home, car, or business fast — and secure your property afterward. Local technicians, real phone quotes, no bait-and-switch pricing. If you are near Tyndall AFB, Downtown Panama City, Marina Civic Center, you are in our primary Panama City response zone.
Talk to a local technician. We quote on the phone before dispatch.
Call (850) 964-5254We answer the phone (850) 964-5254 with a real person (or our AI dispatcher trained on real Locksmith Chick jobs) and give you a real number before dispatching anyone to Panama City. We carry licensed, insured technicians — not unvetted subcontractors — and we hold ourselves to a FL standard of locksmith. That means we show up in a marked vehicle, in uniform, with the parts and tools to finish the job in one trip more than 90% of the time. The Bay County corridor — Panama City, Lynn Haven, Panama City Beach, Inlet Beach — is our backyard.
Inside Panama City we regularly work in St. Andrews, Cove, Downtown, including the Tyndall AFB, Downtown Panama City, Marina Civic Center area. If your address is near any of those, expect a fast response. Outlying Bay County addresses we still cover, but we will quote you a real ETA on the phone — no surprises after dispatch.
Typical arrival time in Panama City is 20 to 35 minutes for emergency lockouts during business hours, and 25 to 45 minutes overnight. Outlying parts of Bay County may take longer. We give you a real ETA on the phone before dispatch — call (850) 964-5254.
Most car lockouts in Panama City run $35 to $95 depending on the time of day, vehicle type (older cars are quicker than push-to-start), and location. We quote the full price on the phone before sending anyone — no $19 ad bait followed by surprise fees.
Rekeying a Panama City house typically runs $19 to $25 per cylinder plus a service call, with most 4-to-6 lock homes coming in between $115 and $185. If your locks are damaged or off-brand, we may recommend a lock change instead — we will tell you on-site, never bait you.
Yes. We program transponder, smart, and proximity keys for most domestic and import vehicles built after 2000, including push-to-start. Call (850) 964-5254 with your year, make, and model and we will confirm before driving out — saves you a wasted trip if a dealer-only key is required.
Yes. Locksmith Chick is licensed and insured in the State of Florida, and we work across Bay County including St. Andrews, Cove, Downtown. Proof of license and insurance available on request before we start work.
Yes. Master key systems, panic bars, electronic access control, mailbox locks, file cabinets, and tenant-turnover rekeys for property managers and offices in Panama City and surrounding Bay County.
Yes, lockouts at vacation rentals, condos, and Airbnbs in Panama City are one of our most common calls. Bring a photo ID and your booking confirmation; we will verify and get you back inside without damaging the door or smart lock.
Yes — Schlage Encode, August, Yale Assure, Kwikset Halo, and similar models. We install, set up the app, configure user codes, and pair with Alexa, Google Home, or Apple HomeKit. Most installs take 30 to 45 minutes.
Cash, all major credit cards, debit, contactless (Apple Pay / Google Pay). We text or email a digital receipt for every job.
In most cases, yes. We carry specialty broken-key extraction tools that get the fragment out without damaging the cylinder. If the cylinder is damaged, we can rekey or replace it on the same visit so you are not stuck waiting another day.
Locksmith Chick is built on local presence. We do not sub the call out to a national dispatch center — when you call (850) 964-5254 for locksmith in Panama City, you reach the team that actually shows up. We are licensed, insured, and we live in this corridor. Northwest Florida's woman-owned locksmith. Fast, fair, licensed.